You will be contacted by a loss mitigation/modification representative.  Our clients tell us this contact goes very smoothly due to having a complete and properly prepared approval package.  They will usually spend 10 to 15 minutes verifying your information (You will have your exact copy in front of you during your call.) 

The entire processing time depends on the volume of case files being reviewed.  (Our proven process results in much, much faster contact - Cutting typical response times from 2 to 3 months to days or a few weeks.  "Front-Of-The-Line" Service Options also include priority communication with your specific lender's representitive.)

The easy answer is yes.  But that's not true. The best rule of thumb is 65%. 

If we can prove enough income to support a modified mortgage payment equal to 65% of your current mortgage payment - You have a 95+% success rate IF your approval package is correctly structured for your individual situation and specific lender.

Example:  If your current payment is $1,500 - We need to prove you can afford a minimum payment of 65% - Or $975 per month.

REMEMBER:  TOTAL household income is used for calculation.  DO NOT make the mistake of using only one income when there are multiple wage earners in the home.

We will contact your lender on your behalf if you have not heard from them within two weeks - And even resubmit your approval package if neccessary to a supervisor or team leader.  (Depending on specific lender.)  Typically this is the longest you will need to wait for your approval.

Suprisingly no.  They all have the same expectations:

1)  How does this benefit you ?

2)  How does this benefit them ?

3)  Can you really afford the new programs we request ?

The greatest benefit you have with us - Is the experience and knowledge of knowing which variables each specific lender weighs in determining the final approval.

Some lenders give more value to the future cash flows of your payment - Others place more emphasis on potential property values.

Knowing these differences is what helps to structure your approval package to match the greatest number of "approval points".

Yes - We Deliver Your 2% Interest Rate Mortgage Modification - Principal Reduction AND Second Mortgage Elimination Approval Packages in All 50 States...

Either is fine - Choose which ever is easiest for you.  Please be patient as it may take a few hours for your team to respond to your requests.

Simply call us direct at (714)624-9479 - Or click on the "Ask Questions Here"............